Call reports 2014
RNB STATE BANK — 2014
What RNB STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 153,010,000 | 152,786,000 | 158,126,000 | 165,206,000 |
| Total loans | 59,898,000 | 62,321,000 | 68,070,000 | 71,627,000 |
| Allowance for loan losses | 1,162,000 | 1,155,000 | 1,163,000 | 1,169,000 |
| Securities available for sale | 38,848,000 | 37,648,000 | 38,641,000 | 38,309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,941,000 | 134,584,000 | 139,845,000 | 147,140,000 |
| Interest-bearing deposits | 109,670,000 | 110,029,000 | 110,643,000 | 113,402,000 |
| Noninterest-bearing deposits | 24,271,000 | 24,555,000 | 29,202,000 | 33,738,000 |
| Equity capital | 14,384,000 | 14,466,000 | 14,483,000 | 14,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,108,000 | 2,244,000 | 3,508,000 | 4,771,000 |
| Interest expense | 70,000 | 140,000 | 209,000 | 279,000 |
| Net interest income | 1,038,000 | 2,104,000 | 3,299,000 | 4,492,000 |
| Noninterest income | 169,000 | 375,000 | 610,000 | 805,000 |
| Noninterest expense | 1,259,000 | 2,554,000 | 3,912,000 | 5,183,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -52,000 | -75,000 | -3,000 | 114,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -52,000 | -75,000 | -3,000 | 114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,382,000 | 14,360,000 | 14,431,000 | 14,548,000 |
| Total capital | 15,267,000 | 15,270,000 | 15,413,000 | 15,571,000 |
| Risk-weighted assets | 70,549,000 | 72,597,000 | 78,431,000 | 81,626,000 |