Call reports 2012
RNB STATE BANK — 2012
What RNB STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 148,405,000 | 149,146,000 | 154,615,000 | 154,110,000 |
| Total loans | 63,517,000 | 61,427,000 | 58,893,000 | 61,344,000 |
| Allowance for loan losses | 1,500,000 | 1,291,000 | 1,308,000 | 1,323,000 |
| Securities available for sale | 36,495,000 | 34,911,000 | 38,831,000 | 37,430,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,687,000 | 131,411,000 | 136,921,000 | 136,679,000 |
| Interest-bearing deposits | 107,820,000 | 105,533,000 | 110,859,000 | 110,622,000 |
| Noninterest-bearing deposits | 22,867,000 | 25,877,000 | 26,062,000 | 26,057,000 |
| Equity capital | 14,124,000 | 14,114,000 | 14,621,000 | 14,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,176,000 | 2,309,000 | 3,483,000 | 4,690,000 |
| Interest expense | 128,000 | 246,000 | 361,000 | 467,000 |
| Net interest income | 1,048,000 | 2,063,000 | 3,122,000 | 4,223,000 |
| Noninterest income | 251,000 | 535,000 | 518,000 | 72,000 |
| Noninterest expense | 1,291,000 | 2,906,000 | 4,031,000 | 5,502,000 |
| Provision for loan losses | 8,000 | 8,000 | 23,000 | 31,000 |
| Pretax income | 0 | -316,000 | -367,000 | -1,168,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 0 | -316,000 | -367,000 | -1,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,736,000 | 13,669,000 | 14,119,000 | 13,818,000 |
| Total capital | 14,825,000 | 14,741,000 | 15,055,000 | 14,758,000 |
| Risk-weighted assets | 87,128,000 | 86,424,000 | 74,469,000 | 75,569,000 |