Call reports 2011
RNB STATE BANK — 2011
What RNB STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 146,048,000 | 140,471,000 | 148,508,000 | 149,523,000 |
| Total loans | 82,513,000 | 75,877,000 | 74,581,000 | 68,949,000 |
| Allowance for loan losses | 1,776,000 | 1,424,000 | 1,583,000 | 1,497,000 |
| Securities available for sale | 28,304,000 | 31,852,000 | 37,493,000 | 38,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,322,000 | 121,748,000 | 129,866,000 | 130,841,000 |
| Interest-bearing deposits | 107,535,000 | 101,085,000 | 106,150,000 | 107,077,000 |
| Noninterest-bearing deposits | 20,787,000 | 20,662,000 | 23,716,000 | 23,764,000 |
| Equity capital | 14,194,000 | 14,340,000 | 14,265,000 | 13,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,365,000 | 2,714,000 | 4,079,000 | 5,385,000 |
| Interest expense | 176,000 | 334,000 | 482,000 | 618,000 |
| Net interest income | 1,189,000 | 2,380,000 | 3,597,000 | 4,767,000 |
| Noninterest income | 226,000 | 465,000 | 678,000 | 863,000 |
| Noninterest expense | 1,330,000 | 2,707,000 | 4,065,000 | 5,513,000 |
| Provision for loan losses | 0 | 0 | 152,000 | 226,000 |
| Pretax income | 85,000 | 138,000 | 58,000 | -115,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 85,000 | 138,000 | 58,000 | -115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,936,000 | 13,989,000 | 13,910,000 | 13,736,000 |
| Total capital | 15,206,000 | 15,180,000 | 15,122,000 | 14,883,000 |
| Risk-weighted assets | 101,889,000 | 96,006,000 | 96,573,000 | 91,807,000 |