Call reports 2002
RNB STATE BANK — 2002
What RNB STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 131,578,000 | 129,481,000 | 130,717,000 | 131,268,000 |
| Total loans | 82,267,000 | 86,553,000 | 93,405,000 | 87,309,000 |
| Allowance for loan losses | 824,000 | 833,000 | 828,000 | 942,000 |
| Securities available for sale | 35,369,000 | 32,300,000 | 28,247,000 | 26,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,192,000 | 115,289,000 | 116,585,000 | 116,361,000 |
| Interest-bearing deposits | 107,862,000 | 105,871,000 | 107,277,000 | 105,390,000 |
| Noninterest-bearing deposits | 9,330,000 | 9,418,000 | 9,308,000 | 10,971,000 |
| Equity capital | 10,894,000 | 11,342,000 | 11,616,000 | 11,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,193,000 | 4,301,000 | 6,431,000 | 8,481,000 |
| Interest expense | 743,000 | 1,418,000 | 2,061,000 | 2,681,000 |
| Net interest income | 1,450,000 | 2,883,000 | 4,370,000 | 5,800,000 |
| Noninterest income | 137,000 | 273,000 | 426,000 | 579,000 |
| Noninterest expense | 894,000 | 1,822,000 | 2,807,000 | 3,676,000 |
| Provision for loan losses | 0 | 0 | 0 | 115,000 |
| Pretax income | 693,000 | 1,334,000 | 1,989,000 | 2,588,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 693,000 | 1,334,000 | 1,989,000 | 2,588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,286,000 | 10,425,000 | 10,783,000 | 10,980,000 |
| Total capital | 11,110,000 | 11,258,000 | 11,611,000 | 11,922,000 |
| Risk-weighted assets | 91,299,000 | 94,200,000 | 100,234,000 | 95,948,000 |