Call reports 2001
RNB STATE BANK — 2001
What RNB STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 128,125,000 | 119,379,000 | 129,379,000 | 130,665,000 |
| Total loans | 70,152,000 | 73,953,000 | 83,076,000 | 85,888,000 |
| Allowance for loan losses | 797,000 | 801,000 | 819,000 | 827,000 |
| Securities available for sale | 28,737,000 | 35,757,000 | 37,773,000 | 37,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,369,000 | 105,790,000 | 112,188,000 | 116,193,000 |
| Interest-bearing deposits | 104,234,000 | 96,776,000 | 102,138,000 | 106,160,000 |
| Noninterest-bearing deposits | 10,135,000 | 9,014,000 | 10,050,000 | 10,033,000 |
| Equity capital | 10,095,000 | 10,242,000 | 11,075,000 | 10,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,508,000 | 4,856,000 | 7,155,000 | 9,474,000 |
| Interest expense | 1,177,000 | 2,194,000 | 3,102,000 | 3,931,000 |
| Net interest income | 1,331,000 | 2,662,000 | 4,053,000 | 5,543,000 |
| Noninterest income | 132,000 | 267,000 | 410,000 | 562,000 |
| Noninterest expense | 872,000 | 1,770,000 | 2,716,000 | 3,788,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 591,000 | 1,159,000 | 1,747,000 | 2,317,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 591,000 | 1,159,000 | 1,747,000 | 2,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,500,000 | 9,833,000 | 9,922,000 | 9,992,000 |
| Total capital | 10,297,000 | 10,634,000 | 10,741,000 | 10,819,000 |
| Risk-weighted assets | 83,281,000 | 83,024,000 | 91,064,000 | 93,322,000 |