Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 29,046,000 | 34,593,000 |
| Total loans | 11,769,000 | 12,124,000 |
| Allowance for loan losses | 208,000 | 208,000 |
| Securities available for sale | 6,829,000 | 6,500,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 25,459,000 | 32,267,000 |
| Interest-bearing deposits | 16,802,000 | 21,256,000 |
| Noninterest-bearing deposits | 8,657,000 | 11,011,000 |
| Equity capital | 3,276,000 | 2,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 198,000 | 396,000 |
| Interest expense | 8,000 | 18,000 |
| Net interest income | 190,000 | 378,000 |
| Noninterest income | 12,000 | 43,000 |
| Noninterest expense | 127,000 | 177,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 75,000 | 244,000 |
| Income tax | 3,000 | 9,000 |
| Net income | 72,000 | 235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 3,258,000 | 2,291,000 |
| Total capital | 3,446,000 | 2,495,000 |
| Risk-weighted assets | 15,030,000 | 16,391,000 |