Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 32,084,000 | 29,392,000 | 28,095,000 | 27,594,000 |
| Total loans | 12,725,000 | 12,986,000 | 11,837,000 | 13,187,000 |
| Allowance for loan losses | 208,000 | 208,000 | 208,000 | 208,000 |
| Securities available for sale | 8,780,000 | 8,266,000 | 8,223,000 | 7,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,588,000 | 25,890,000 | 24,516,000 | 24,068,000 |
| Interest-bearing deposits | 19,842,000 | 18,404,000 | 17,356,000 | 15,875,000 |
| Noninterest-bearing deposits | 8,746,000 | 7,486,000 | 7,160,000 | 8,193,000 |
| Equity capital | 3,175,000 | 3,180,000 | 3,258,000 | 3,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 209,000 | 420,000 | 625,000 | 829,000 |
| Interest expense | 8,000 | 17,000 | 27,000 | 34,000 |
| Net interest income | 201,000 | 403,000 | 598,000 | 795,000 |
| Noninterest income | 13,000 | 23,000 | 44,000 | 107,000 |
| Noninterest expense | 125,000 | 278,000 | 413,000 | 671,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 89,000 | 148,000 | 229,000 | 231,000 |
| Income tax | 12,000 | 12,000 | 12,000 | 8,000 |
| Net income | 77,000 | 136,000 | 217,000 | 223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,160,000 | 3,189,000 | 3,240,000 | 3,216,000 |
| Total capital | 3,362,000 | 3,393,000 | 3,433,000 | 3,424,000 |
| Risk-weighted assets | 16,159,000 | 16,321,000 | 15,468,000 | 16,813,000 |