Call reports 2014
FARMERS STATE BANK — 2014
What FARMERS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 31,436,000 | 30,736,000 | 29,337,000 | 28,759,000 |
| Total loans | 10,310,000 | 10,231,000 | 11,362,000 | 14,057,000 |
| Allowance for loan losses | 208,000 | 208,000 | 208,000 | 208,000 |
| Securities available for sale | 7,284,000 | 7,808,000 | 8,260,000 | 7,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,036,000 | 27,309,000 | 25,873,000 | 25,364,000 |
| Interest-bearing deposits | 18,578,000 | 18,452,000 | 18,560,000 | 18,033,000 |
| Noninterest-bearing deposits | 9,458,000 | 8,857,000 | 7,313,000 | 7,331,000 |
| Equity capital | 3,083,000 | 3,109,000 | 3,146,000 | 3,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 183,000 | 359,000 | 550,000 | 760,000 |
| Interest expense | 8,000 | 17,000 | 26,000 | 34,000 |
| Net interest income | 175,000 | 342,000 | 524,000 | 726,000 |
| Noninterest income | 15,000 | 24,000 | 54,000 | 110,000 |
| Noninterest expense | 129,000 | 268,000 | 404,000 | 625,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 61,000 | 98,000 | 174,000 | 211,000 |
| Income tax | 9,000 | 9,000 | 9,000 | 9,000 |
| Net income | 52,000 | 89,000 | 165,000 | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,123,000 | 3,126,000 | 3,166,000 | 3,113,000 |
| Total capital | 3,320,000 | 3,320,000 | 3,370,000 | 3,321,000 |
| Risk-weighted assets | 15,736,000 | 15,530,000 | 16,341,000 | 18,418,000 |