Call reports 2013
FARMERS STATE BANK — 2013
What FARMERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 31,006,000 | 29,074,000 | 27,903,000 | 28,244,000 |
| Total loans | 9,137,000 | 9,376,000 | 10,919,000 | 12,613,000 |
| Allowance for loan losses | 208,000 | 208,000 | 208,000 | 208,000 |
| Securities available for sale | 8,405,000 | 8,913,000 | 7,998,000 | 8,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,650,000 | 25,842,000 | 24,576,000 | 24,169,000 |
| Interest-bearing deposits | 18,607,000 | 17,533,000 | 16,761,000 | 16,312,000 |
| Noninterest-bearing deposits | 9,043,000 | 8,309,000 | 7,815,000 | 7,857,000 |
| Equity capital | 3,038,000 | 2,914,000 | 3,011,000 | 3,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 179,000 | 356,000 | 543,000 | 746,000 |
| Interest expense | 11,000 | 21,000 | 29,000 | 38,000 |
| Net interest income | 168,000 | 335,000 | 514,000 | 708,000 |
| Noninterest income | 13,000 | 23,000 | 63,000 | 104,000 |
| Noninterest expense | 123,000 | 255,000 | 390,000 | 596,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 58,000 | 103,000 | 187,000 | 216,000 |
| Income tax | 7,000 | 7,000 | 7,000 | 8,000 |
| Net income | 51,000 | 96,000 | 180,000 | 208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,034,000 | 3,049,000 | 3,103,000 | 3,101,000 |
| Total capital | 3,215,000 | 3,231,000 | 3,297,000 | 3,309,000 |
| Risk-weighted assets | 14,447,000 | 14,498,000 | 15,503,000 | 17,029,000 |