Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 44,843,000 | 42,276,000 | 31,874,000 | 32,932,000 |
| Total loans | 9,089,000 | 8,964,000 | 9,946,000 | 10,491,000 |
| Allowance for loan losses | 208,000 | 208,000 | 208,000 | 208,000 |
| Securities available for sale | 9,754,000 | 9,714,000 | 7,137,000 | 6,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,545,000 | 38,951,000 | 28,470,000 | 29,588,000 |
| Interest-bearing deposits | 17,870,000 | 31,200,000 | 15,306,000 | 16,141,000 |
| Noninterest-bearing deposits | 23,675,000 | 7,751,000 | 13,164,000 | 13,447,000 |
| Equity capital | 2,979,000 | 3,006,000 | 3,086,000 | 3,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 197,000 | 382,000 | 570,000 | 762,000 |
| Interest expense | 13,000 | 25,000 | 34,000 | 45,000 |
| Net interest income | 184,000 | 357,000 | 536,000 | 717,000 |
| Noninterest income | 13,000 | 34,000 | 116,000 | 209,000 |
| Noninterest expense | 132,000 | 271,000 | 422,000 | 706,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 65,000 | 120,000 | 230,000 | 220,000 |
| Income tax | 6,000 | 6,000 | 6,000 | 7,000 |
| Net income | 59,000 | 114,000 | 224,000 | 213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,956,000 | 2,982,000 | 3,063,000 | 3,012,000 |
| Total capital | 3,164,000 | 3,190,000 | 3,255,000 | 3,212,000 |
| Risk-weighted assets | 17,182,000 | 16,663,000 | 15,306,000 | 15,964,000 |