Call reports 2010
FARMERS STATE BANK — 2010
What FARMERS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 31,382,000 | 30,705,000 | 30,165,000 | 33,465,000 |
| Total loans | 9,197,000 | 9,163,000 | 9,797,000 | 10,703,000 |
| Allowance for loan losses | 208,000 | 208,000 | 208,000 | 208,000 |
| Securities available for sale | 12,083,000 | 10,922,000 | 13,544,000 | 12,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,173,000 | 27,353,000 | 26,805,000 | 30,224,000 |
| Interest-bearing deposits | 16,103,000 | 19,494,000 | 15,837,000 | 16,387,000 |
| Noninterest-bearing deposits | 12,070,000 | 7,859,000 | 10,968,000 | 13,837,000 |
| Equity capital | 2,881,000 | 3,018,000 | 3,032,000 | 2,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 253,000 | 499,000 | 737,000 | 965,000 |
| Interest expense | 27,000 | 52,000 | 78,000 | 103,000 |
| Net interest income | 226,000 | 447,000 | 659,000 | 862,000 |
| Noninterest income | 16,000 | 87,000 | 97,000 | 253,000 |
| Noninterest expense | 145,000 | 308,000 | 451,000 | 815,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 97,000 | 226,000 | 305,000 | 300,000 |
| Income tax | 10,000 | 12,000 | 12,000 | 13,000 |
| Net income | 87,000 | 214,000 | 293,000 | 287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,822,000 | 2,910,000 | 2,950,000 | 2,869,000 |
| Total capital | 3,005,000 | 3,091,000 | 3,135,000 | 3,071,000 |
| Risk-weighted assets | 14,648,000 | 14,430,000 | 14,781,000 | 16,179,000 |