Call reports 2009
FARMERS STATE BANK — 2009
What FARMERS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 28,951,000 | 27,276,000 | 26,940,000 | 30,120,000 |
| Total loans | 9,353,000 | 9,840,000 | 9,730,000 | 9,938,000 |
| Allowance for loan losses | 183,000 | 183,000 | 208,000 | 208,000 |
| Securities available for sale | 9,311,000 | 8,518,000 | 7,882,000 | 8,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,758,000 | 24,003,000 | 23,552,000 | 26,888,000 |
| Interest-bearing deposits | 15,667,000 | 15,268,000 | 15,552,000 | 15,258,000 |
| Noninterest-bearing deposits | 10,091,000 | 8,735,000 | 8,000,000 | 11,630,000 |
| Equity capital | 2,855,000 | 2,922,000 | 3,056,000 | 2,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 294,000 | 582,000 | 850,000 | 1,102,000 |
| Interest expense | 44,000 | 82,000 | 115,000 | 146,000 |
| Net interest income | 250,000 | 500,000 | 735,000 | 956,000 |
| Noninterest income | 17,000 | 48,000 | 154,000 | 249,000 |
| Noninterest expense | 125,000 | 277,000 | 417,000 | 808,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 25,000 |
| Pretax income | 142,000 | 271,000 | 447,000 | 372,000 |
| Income tax | 10,000 | 10,000 | 10,000 | 11,000 |
| Net income | 132,000 | 261,000 | 437,000 | 361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,738,000 | 2,823,000 | 2,949,000 | 2,774,000 |
| Total capital | 2,916,000 | 3,001,000 | 3,126,000 | 2,962,000 |
| Risk-weighted assets | 14,219,000 | 14,274,000 | 14,113,000 | 15,023,000 |