Call reports 2007
FARMERS STATE BANK — 2007
What FARMERS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 20,616,000 | 20,876,000 | 20,541,000 | 21,932,000 |
| Total loans | 9,894,000 | 10,436,000 | 9,854,000 | 10,204,000 |
| Allowance for loan losses | 217,000 | 186,000 | 174,000 | 174,000 |
| Securities available for sale | 6,428,000 | 7,599,000 | 7,621,000 | 8,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,623,000 | 17,842,000 | 17,380,000 | 18,899,000 |
| Interest-bearing deposits | 13,365,000 | 14,236,000 | 13,607,000 | 14,352,000 |
| Noninterest-bearing deposits | 4,258,000 | 3,606,000 | 3,773,000 | 4,547,000 |
| Equity capital | 2,648,000 | 2,682,000 | 2,814,000 | 2,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 312,000 | 641,000 | 971,000 | 1,298,000 |
| Interest expense | 83,000 | 178,000 | 275,000 | 369,000 |
| Net interest income | 229,000 | 463,000 | 696,000 | 929,000 |
| Noninterest income | 22,000 | 41,000 | 61,000 | 240,000 |
| Noninterest expense | 111,000 | 235,000 | 348,000 | 814,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 140,000 | 269,000 | 409,000 | 355,000 |
| Income tax | 8,000 | 8,000 | 8,000 | 9,000 |
| Net income | 132,000 | 261,000 | 401,000 | 346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,664,000 | 2,725,000 | 2,785,000 | 2,606,000 |
| Total capital | 2,824,000 | 2,892,000 | 2,945,000 | 2,772,000 |
| Risk-weighted assets | 12,743,000 | 13,325,000 | 12,798,000 | 13,312,000 |