Call reports 2006
FARMERS STATE BANK — 2006
What FARMERS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 18,911,000 | 18,876,000 | 18,309,000 | 19,459,000 |
| Total loans | 9,352,000 | 10,023,000 | 10,304,000 | 9,234,000 |
| Allowance for loan losses | 217,000 | 217,000 | 217,000 | 217,000 |
| Securities available for sale | 7,244,000 | 7,433,000 | 7,102,000 | 6,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,084,000 | 16,031,000 | 14,806,000 | 16,549,000 |
| Interest-bearing deposits | 12,610,000 | 12,642,000 | 11,703,000 | 12,431,000 |
| Noninterest-bearing deposits | 3,474,000 | 3,389,000 | 3,103,000 | 4,118,000 |
| Equity capital | 2,490,000 | 2,502,000 | 2,586,000 | 2,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 263,000 | 545,000 | 835,000 | 1,131,000 |
| Interest expense | 61,000 | 130,000 | 209,000 | 287,000 |
| Net interest income | 202,000 | 415,000 | 626,000 | 844,000 |
| Noninterest income | 17,000 | 36,000 | 53,000 | 163,000 |
| Noninterest expense | 111,000 | 219,000 | 339,000 | 614,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 108,000 | 232,000 | 336,000 | 389,000 |
| Income tax | 8,000 | 8,000 | 8,000 | 8,000 |
| Net income | 100,000 | 224,000 | 328,000 | 381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,564,000 | 2,604,000 | 2,623,000 | 2,591,000 |
| Total capital | 2,714,000 | 2,762,000 | 2,783,000 | 2,742,000 |
| Risk-weighted assets | 11,951,000 | 12,621,000 | 12,772,000 | 12,050,000 |