Call reports 2005
FARMERS STATE BANK — 2005
What FARMERS STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 18,998,000 | 19,348,000 | 17,790,000 | 18,832,000 |
| Total loans | 9,099,000 | 10,155,000 | 10,923,000 | 9,076,000 |
| Allowance for loan losses | 217,000 | 217,000 | 217,000 | 217,000 |
| Securities available for sale | 6,574,000 | 6,325,000 | 5,260,000 | 5,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,212,000 | 16,505,000 | 14,506,000 | 16,028,000 |
| Interest-bearing deposits | 12,651,000 | 13,043,000 | 11,468,000 | 12,089,000 |
| Noninterest-bearing deposits | 3,561,000 | 3,462,000 | 3,038,000 | 3,940,000 |
| Equity capital | 2,458,000 | 2,510,000 | 2,525,000 | 2,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 228,000 | 470,000 | 723,000 | 981,000 |
| Interest expense | 34,000 | 77,000 | 124,000 | 179,000 |
| Net interest income | 194,000 | 393,000 | 599,000 | 802,000 |
| Noninterest income | 27,000 | 39,000 | 55,000 | 153,000 |
| Noninterest expense | 100,000 | 215,000 | 319,000 | 570,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 121,000 | 217,000 | 327,000 | 378,000 |
| Income tax | 7,000 | 7,000 | 7,000 | 8,000 |
| Net income | 114,000 | 210,000 | 320,000 | 370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,529,000 | 2,542,000 | 2,567,000 | 2,533,000 |
| Total capital | 2,677,000 | 2,702,000 | 2,731,000 | 2,681,000 |
| Risk-weighted assets | 11,733,000 | 12,737,000 | 13,036,000 | 11,749,000 |