Call reports 2004
FARMERS STATE BANK — 2004
What FARMERS STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 20,327,000 | 18,608,000 | 17,671,000 | 20,852,000 |
| Total loans | 9,236,000 | 9,718,000 | 9,881,000 | 9,949,000 |
| Allowance for loan losses | 217,000 | 217,000 | 217,000 | 217,000 |
| Securities available for sale | 4,908,000 | 5,352,000 | 5,073,000 | 4,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,397,000 | 15,755,000 | 14,756,000 | 18,003,000 |
| Interest-bearing deposits | 13,720,000 | 12,553,000 | 11,578,000 | 12,752,000 |
| Noninterest-bearing deposits | 3,677,000 | 3,202,000 | 3,178,000 | 5,251,000 |
| Equity capital | 2,600,000 | 2,518,000 | 2,586,000 | 2,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 202,000 | 412,000 | 629,000 | 858,000 |
| Interest expense | 30,000 | 61,000 | 90,000 | 122,000 |
| Net interest income | 172,000 | 351,000 | 539,000 | 736,000 |
| Noninterest income | 24,000 | 44,000 | 60,000 | 177,000 |
| Noninterest expense | 97,000 | 197,000 | 302,000 | 583,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 99,000 | 198,000 | 294,000 | 327,000 |
| Income tax | 8,000 | 8,000 | 8,000 | 8,000 |
| Net income | 91,000 | 190,000 | 286,000 | 319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,540,000 | 2,570,000 | 2,566,000 | 2,500,000 |
| Total capital | 2,691,000 | 2,722,000 | 2,719,000 | 2,661,000 |
| Risk-weighted assets | 11,983,000 | 12,122,000 | 12,199,000 | 12,808,000 |