Call reports 2003
FARMERS STATE BANK — 2003
What FARMERS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 18,542,000 | 18,173,000 | 17,591,000 | 19,216,000 |
| Total loans | 8,544,000 | 9,450,000 | 9,604,000 | 9,044,000 |
| Allowance for loan losses | 217,000 | 217,000 | 217,000 | 217,000 |
| Securities available for sale | 4,023,000 | 4,830,000 | 4,630,000 | 4,728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,621,000 | 15,186,000 | 14,631,000 | 16,339,000 |
| Interest-bearing deposits | 12,028,000 | 12,504,000 | 11,512,000 | 11,822,000 |
| Noninterest-bearing deposits | 3,593,000 | 2,682,000 | 3,119,000 | 4,517,000 |
| Equity capital | 2,579,000 | 2,641,000 | 2,624,000 | 2,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 200,000 | 412,000 | 629,000 | 841,000 |
| Interest expense | 42,000 | 81,000 | 116,000 | 148,000 |
| Net interest income | 158,000 | 331,000 | 513,000 | 693,000 |
| Noninterest income | 19,000 | 39,000 | 55,000 | 142,000 |
| Noninterest expense | 97,000 | 203,000 | 308,000 | 527,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 80,000 | 167,000 | 260,000 | 308,000 |
| Income tax | 7,000 | 7,000 | 7,000 | 7,000 |
| Net income | 73,000 | 160,000 | 253,000 | 301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,518,000 | 2,555,000 | 2,584,000 | 2,508,000 |
| Total capital | 2,655,000 | 2,702,000 | 2,748,000 | 2,670,000 |
| Risk-weighted assets | 10,904,000 | 11,713,000 | 13,080,000 | 12,923,000 |