Call reports 2002
FARMERS STATE BANK — 2002
What FARMERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 19,173,000 | 17,428,000 | 16,749,000 | 18,760,000 |
| Total loans | 8,726,000 | 8,723,000 | 8,770,000 | 8,658,000 |
| Allowance for loan losses | 216,000 | 216,000 | 216,000 | 217,000 |
| Securities available for sale | 3,851,000 | 4,288,000 | 3,338,000 | 3,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,282,000 | 14,434,000 | 13,747,000 | 15,825,000 |
| Interest-bearing deposits | 13,133,000 | 11,974,000 | 11,203,000 | 11,973,000 |
| Noninterest-bearing deposits | 3,149,000 | 2,460,000 | 2,544,000 | 3,852,000 |
| Equity capital | 2,518,000 | 2,621,000 | 2,657,000 | 2,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 251,000 | 497,000 | 733,000 | 954,000 |
| Interest expense | 79,000 | 145,000 | 197,000 | 245,000 |
| Net interest income | 172,000 | 352,000 | 536,000 | 709,000 |
| Noninterest income | 18,000 | 34,000 | 49,000 | 139,000 |
| Noninterest expense | 94,000 | 184,000 | 285,000 | 504,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 96,000 | 202,000 | 300,000 | 319,000 |
| Income tax | 7,000 | 7,000 | 7,000 | 7,000 |
| Net income | 89,000 | 195,000 | 293,000 | 312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,449,000 | 2,515,000 | 2,564,000 | 2,484,000 |
| Total capital | 2,588,000 | 2,650,000 | 2,699,000 | 2,624,000 |
| Risk-weighted assets | 11,040,000 | 10,722,000 | 10,725,000 | 11,100,000 |