Call report 2004Q2
HERITAGE COMMUNITY BANK — 2004Q2
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 106,861,000 | USD | evidence → |
| Total loans | 89,156,000 | USD | evidence → |
| Allowance for loan losses | 1,050,000 | USD | evidence → |
| Securities available for sale | 2,195,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 79,420,000 | USD | evidence → |
| Interest-bearing deposits | 73,641,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,779,000 | USD | evidence → |
| Equity capital | 9,448,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,743,000 | USD | evidence → |
| Interest expense | 845,000 | USD | evidence → |
| Net interest income | 1,898,000 | USD | evidence → |
| Noninterest income | 222,000 | USD | evidence → |
| Noninterest expense | 1,575,000 | USD | evidence → |
| Provision for loan losses | 183,000 | USD | evidence → |
| Pretax income | 362,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 362,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,481,000 | USD | evidence → |
| Total capital | 10,514,000 | USD | evidence → |
| Risk-weighted assets | 82,599,000 | USD | evidence → |