Call report 2003Q3
HERITAGE COMMUNITY BANK — 2003Q3
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 79,306,000 | USD | evidence → |
| Total loans | 70,075,000 | USD | evidence → |
| Allowance for loan losses | 1,000,000 | USD | evidence → |
| Securities available for sale | 3,165,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 61,733,000 | USD | evidence → |
| Interest-bearing deposits | 56,105,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,628,000 | USD | evidence → |
| Equity capital | 6,338,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,550,000 | USD | evidence → |
| Interest expense | 1,341,000 | USD | evidence → |
| Net interest income | 2,209,000 | USD | evidence → |
| Noninterest income | 304,000 | USD | evidence → |
| Noninterest expense | 1,802,000 | USD | evidence → |
| Provision for loan losses | 229,000 | USD | evidence → |
| Pretax income | 499,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 499,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,334,000 | USD | evidence → |
| Total capital | 7,183,000 | USD | evidence → |
| Risk-weighted assets | 67,761,000 | USD | evidence → |