Call reports 2026
NORTH ALABAMA BANK — 2026
What NORTH ALABAMA BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 175,771,000 | 178,607,000 |
| Total loans | 137,818,000 | 139,425,000 |
| Allowance for loan losses | 1,513,000 | 1,480,000 |
| Securities available for sale | 11,314,000 | 11,189,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 153,865,000 | 156,024,000 |
| Interest-bearing deposits | 114,530,000 | 116,484,000 |
| Noninterest-bearing deposits | 39,335,000 | 39,540,000 |
| Equity capital | 19,717,000 | 20,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,994,000 | 6,013,000 |
| Interest expense | 768,000 | 1,540,000 |
| Net interest income | 2,226,000 | 4,473,000 |
| Noninterest income | 226,000 | 446,000 |
| Noninterest expense | 1,561,000 | 3,112,000 |
| Provision for loan losses | -15,000 | -46,000 |
| Pretax income | 891,000 | 1,807,000 |
| Income tax | 227,000 | 458,000 |
| Net income | 664,000 | 1,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 19,815,000 | 20,531,000 |