Call report 2025Q4
NORTH ALABAMA BANK — 2025Q4
The 22 measures NORTH ALABAMA BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 174,950,000 | USD | evidence → |
| Total loans | 136,955,000 | USD | evidence → |
| Allowance for loan losses | 1,562,000 | USD | evidence → |
| Securities available for sale | 11,537,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 152,392,000 | USD | evidence → |
| Interest-bearing deposits | 113,331,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,061,000 | USD | evidence → |
| Equity capital | 19,132,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,240,000 | USD | evidence → |
| Interest expense | 3,384,000 | USD | evidence → |
| Net interest income | 8,856,000 | USD | evidence → |
| Noninterest income | 901,000 | USD | evidence → |
| Noninterest expense | 5,890,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 3,819,000 | USD | evidence → |
| Income tax | 952,000 | USD | evidence → |
| Net income | 2,867,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,119,000 | USD | evidence → |