Call report 2023Q4
NORTH ALABAMA BANK — 2023Q4
The 22 measures NORTH ALABAMA BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 173,231,000 | USD | evidence → |
| Total loans | 131,513,000 | USD | evidence → |
| Allowance for loan losses | 1,407,000 | USD | evidence → |
| Securities available for sale | 12,227,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 155,647,000 | USD | evidence → |
| Interest-bearing deposits | 110,118,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,529,000 | USD | evidence → |
| Equity capital | 16,042,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,843,000 | USD | evidence → |
| Interest expense | 2,186,000 | USD | evidence → |
| Net interest income | 7,657,000 | USD | evidence → |
| Noninterest income | 724,000 | USD | evidence → |
| Noninterest expense | 5,243,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 3,008,000 | USD | evidence → |
| Income tax | 756,000 | USD | evidence → |
| Net income | 2,252,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,303,000 | USD | evidence → |