Call report 2015Q4
NORTH ALABAMA BANK — 2015Q4
The 22 measures NORTH ALABAMA BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 93,032,000 | USD | evidence → |
| Total loans | 60,122,000 | USD | evidence → |
| Allowance for loan losses | 545,000 | USD | evidence → |
| Securities available for sale | 9,774,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,833,000 | USD | evidence → |
| Interest-bearing deposits | 67,520,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,313,000 | USD | evidence → |
| Equity capital | 10,963,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,123,000 | USD | evidence → |
| Interest expense | 385,000 | USD | evidence → |
| Net interest income | 3,738,000 | USD | evidence → |
| Noninterest income | -1,000 | USD | evidence → |
| Noninterest expense | 3,505,000 | USD | evidence → |
| Provision for loan losses | 70,000 | USD | evidence → |
| Pretax income | 189,000 | USD | evidence → |
| Income tax | 83,000 | USD | evidence → |
| Net income | 106,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,864,000 | USD | evidence → |
| Total capital | 9,409,000 | USD | evidence → |
| Risk-weighted assets | 73,609,000 | USD | evidence → |