Call report 2014Q4
NORTH ALABAMA BANK — 2014Q4
The 22 measures NORTH ALABAMA BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 94,441,000 | USD | evidence → |
| Total loans | 53,810,000 | USD | evidence → |
| Allowance for loan losses | 711,000 | USD | evidence → |
| Securities available for sale | 9,791,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 83,401,000 | USD | evidence → |
| Interest-bearing deposits | 71,860,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,541,000 | USD | evidence → |
| Equity capital | 10,815,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,247,000 | USD | evidence → |
| Interest expense | 511,000 | USD | evidence → |
| Net interest income | 3,736,000 | USD | evidence → |
| Noninterest income | 394,000 | USD | evidence → |
| Noninterest expense | 3,491,000 | USD | evidence → |
| Provision for loan losses | -314,000 | USD | evidence → |
| Pretax income | 953,000 | USD | evidence → |
| Income tax | 373,000 | USD | evidence → |
| Net income | 580,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,729,000 | USD | evidence → |
| Total capital | 9,440,000 | USD | evidence → |
| Risk-weighted assets | 67,014,000 | USD | evidence → |