Call report 2012Q4
NORTH ALABAMA BANK — 2012Q4
The 22 measures NORTH ALABAMA BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,608,000 | USD | evidence → |
| Total loans | 61,286,000 | USD | evidence → |
| Allowance for loan losses | 1,157,000 | USD | evidence → |
| Securities available for sale | 9,345,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 96,972,000 | USD | evidence → |
| Interest-bearing deposits | 85,066,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,906,000 | USD | evidence → |
| Equity capital | 10,046,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,025,000 | USD | evidence → |
| Interest expense | 893,000 | USD | evidence → |
| Net interest income | 4,132,000 | USD | evidence → |
| Noninterest income | 618,000 | USD | evidence → |
| Noninterest expense | 4,144,000 | USD | evidence → |
| Provision for loan losses | 155,000 | USD | evidence → |
| Pretax income | 451,000 | USD | evidence → |
| Income tax | 175,000 | USD | evidence → |
| Net income | 276,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,453,000 | USD | evidence → |
| Total capital | 8,435,000 | USD | evidence → |
| Risk-weighted assets | 78,358,000 | USD | evidence → |