Call report 2005Q4
NORTH ALABAMA BANK — 2005Q4
The 22 measures NORTH ALABAMA BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 101,785,000 | USD | evidence → |
| Total loans | 82,090,000 | USD | evidence → |
| Allowance for loan losses | 1,428,000 | USD | evidence → |
| Securities available for sale | 9,282,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,204,000 | USD | evidence → |
| Interest-bearing deposits | 80,071,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,133,000 | USD | evidence → |
| Equity capital | 9,770,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,363,000 | USD | evidence → |
| Interest expense | 2,159,000 | USD | evidence → |
| Net interest income | 5,204,000 | USD | evidence → |
| Noninterest income | 627,000 | USD | evidence → |
| Noninterest expense | 2,658,000 | USD | evidence → |
| Provision for loan losses | 165,000 | USD | evidence → |
| Pretax income | 3,008,000 | USD | evidence → |
| Income tax | 1,081,000 | USD | evidence → |
| Net income | 1,927,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,770,000 | USD | evidence → |
| Total capital | 10,810,000 | USD | evidence → |
| Risk-weighted assets | 82,785,000 | USD | evidence → |