Call report 2005Q2
NORTH ALABAMA BANK — 2005Q2
The 22 measures NORTH ALABAMA BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 95,392,000 | USD | evidence → |
| Total loans | 76,192,000 | USD | evidence → |
| Allowance for loan losses | 1,485,000 | USD | evidence → |
| Securities available for sale | 8,912,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,244,000 | USD | evidence → |
| Interest-bearing deposits | 76,829,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,415,000 | USD | evidence → |
| Equity capital | 9,388,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,424,000 | USD | evidence → |
| Interest expense | 861,000 | USD | evidence → |
| Net interest income | 2,563,000 | USD | evidence → |
| Noninterest income | 326,000 | USD | evidence → |
| Noninterest expense | 1,257,000 | USD | evidence → |
| Provision for loan losses | 125,000 | USD | evidence → |
| Pretax income | 1,507,000 | USD | evidence → |
| Income tax | 577,000 | USD | evidence → |
| Net income | 930,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,298,000 | USD | evidence → |
| Total capital | 10,254,000 | USD | evidence → |
| Risk-weighted assets | 75,969,000 | USD | evidence → |