Call report 2004Q4
NORTH ALABAMA BANK — 2004Q4
The 22 measures NORTH ALABAMA BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 82,726,000 | USD | evidence → |
| Total loans | 67,713,000 | USD | evidence → |
| Allowance for loan losses | 1,340,000 | USD | evidence → |
| Securities available for sale | 7,811,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 73,850,000 | USD | evidence → |
| Interest-bearing deposits | 63,429,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,421,000 | USD | evidence → |
| Equity capital | 8,455,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,825,000 | USD | evidence → |
| Interest expense | 1,258,000 | USD | evidence → |
| Net interest income | 4,567,000 | USD | evidence → |
| Noninterest income | 672,000 | USD | evidence → |
| Noninterest expense | 2,492,000 | USD | evidence → |
| Provision for loan losses | 160,000 | USD | evidence → |
| Pretax income | 2,591,000 | USD | evidence → |
| Income tax | 926,000 | USD | evidence → |
| Net income | 1,665,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,368,000 | USD | evidence → |
| Total capital | 9,220,000 | USD | evidence → |
| Risk-weighted assets | 67,705,000 | USD | evidence → |