Call report 2003Q1
NORTH ALABAMA BANK — 2003Q1
The 22 measures NORTH ALABAMA BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 79,444,000 | USD | evidence → |
| Total loans | 62,934,000 | USD | evidence → |
| Allowance for loan losses | 720,000 | USD | evidence → |
| Securities available for sale | 5,892,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 71,978,000 | USD | evidence → |
| Interest-bearing deposits | 65,174,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,804,000 | USD | evidence → |
| Equity capital | 6,867,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,489,000 | USD | evidence → |
| Interest expense | 450,000 | USD | evidence → |
| Net interest income | 1,039,000 | USD | evidence → |
| Noninterest income | 132,000 | USD | evidence → |
| Noninterest expense | 525,000 | USD | evidence → |
| Provision for loan losses | 85,000 | USD | evidence → |
| Pretax income | 561,000 | USD | evidence → |
| Income tax | 210,000 | USD | evidence → |
| Net income | 351,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,701,000 | USD | evidence → |
| Total capital | 7,421,000 | USD | evidence → |
| Risk-weighted assets | 62,755,000 | USD | evidence → |