Call reports 2006
VANTAGE BANK OF ALABAMA — 2006
What VANTAGE BANK OF ALABAMA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q4 |
|---|---|
| Total assets | 15,505,000 |
| Total loans | 3,538,000 |
| Allowance for loan losses | 52,000 |
| Securities available for sale | 498,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 5,383,000 |
| Interest-bearing deposits | 4,513,000 |
| Noninterest-bearing deposits | 870,000 |
| Equity capital | 10,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q4 |
|---|---|
| Interest income | 198,000 |
| Interest expense | 30,000 |
| Net interest income | 168,000 |
| Noninterest income | 1,000 |
| Noninterest expense | 859,000 |
| Provision for loan losses | 52,000 |
| Pretax income | -742,000 |
| Income tax | 0 |
| Net income | -742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q4 |
|---|---|
| Tier 1 capital | 10,107,000 |
| Total capital | 10,159,000 |
| Risk-weighted assets | 5,896,000 |