Call reports 2011
FIRSTBANK - ST. JOHNS — 2011
What FIRSTBANK - ST. JOHNS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Total assets | 102,710,000 | 100,402,000 |
| Total loans | 66,743,000 | 65,663,000 |
| Allowance for loan losses | 1,981,000 | 1,744,000 |
| Securities available for sale | 16,601,000 | 19,407,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 91,917,000 | 88,129,000 |
| Interest-bearing deposits | 83,652,000 | 76,350,000 |
| Noninterest-bearing deposits | 8,265,000 | 11,779,000 |
| Equity capital | 8,064,000 | 9,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Interest income | 1,040,000 | 2,150,000 |
| Interest expense | 186,000 | 352,000 |
| Net interest income | 854,000 | 1,798,000 |
| Noninterest income | 105,000 | 263,000 |
| Noninterest expense | 752,000 | 1,531,000 |
| Provision for loan losses | 280,000 | 1,320,000 |
| Pretax income | -73,000 | -786,000 |
| Income tax | -29,000 | -275,000 |
| Net income | -44,000 | -511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Tier 1 capital | 7,970,000 | 9,502,000 |
| Total capital | 8,828,000 | 10,353,000 |
| Risk-weighted assets | 67,555,000 | 67,173,000 |