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Call reports 2010

FIRSTBANK - ST. JOHNS — 2010

What FIRSTBANK - ST. JOHNS reported to the FFIEC in 2010, quarter by quarter.

PERIOD: 2010SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e739a882-1a93-4fc2-81fe-1e6e8b177a77/2010

Balance sheet

What the bank holds and owes at quarter end

Measure2010Q12010Q22010Q32010Q4
Total assets99,899,000100,420,00097,034,00094,813,000
Total loans73,247,00073,076,00069,834,00068,623,000
Allowance for loan losses1,445,0001,338,0001,755,0001,957,000
Securities available for sale12,464,00016,594,00016,300,00014,939,000
Securities held to maturity0000
Trading assets0000
Total deposits88,794,00090,342,00086,680,00084,946,000
Interest-bearing deposits80,507,00079,903,00075,835,00075,788,000
Noninterest-bearing deposits8,287,00010,439,00010,845,0009,158,000
Equity capital8,003,0007,928,0007,933,0007,878,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2010Q12010Q22010Q32010Q4
Interest income1,191,0002,380,0003,609,0004,718,000
Interest expense347,000676,000948,0001,172,000
Net interest income844,0001,704,0002,661,0003,546,000
Noninterest income89,000202,000561,000851,000
Noninterest expense676,0001,417,0002,230,0003,018,000
Provision for loan losses208,000653,0001,173,0001,574,000
Pretax income53,000-160,000-177,000-191,000
Income tax14,000-62,000-72,000-80,000
Net income39,000-98,000-105,000-111,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2010Q12010Q22010Q32010Q4
Tier 1 capital7,954,0007,820,0007,838,0007,834,000
Total capital8,906,0008,736,0008,724,0008,706,000
Risk-weighted assets75,672,00072,880,00069,975,00068,695,000

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