Call report 2004Q4
FIRSTBANK - ST. JOHNS — 2004Q4
The 22 measures FIRSTBANK - ST. JOHNS reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 52,170,000 | USD | evidence → |
| Total loans | 45,335,000 | USD | evidence → |
| Allowance for loan losses | 815,000 | USD | evidence → |
| Securities available for sale | 3,234,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 45,799,000 | USD | evidence → |
| Interest-bearing deposits | 39,258,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,541,000 | USD | evidence → |
| Equity capital | 4,659,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,760,000 | USD | evidence → |
| Interest expense | 627,000 | USD | evidence → |
| Net interest income | 2,133,000 | USD | evidence → |
| Noninterest income | 442,000 | USD | evidence → |
| Noninterest expense | 1,856,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 619,000 | USD | evidence → |
| Income tax | 211,000 | USD | evidence → |
| Net income | 408,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,649,000 | USD | evidence → |
| Total capital | 5,242,000 | USD | evidence → |
| Risk-weighted assets | 47,249,000 | USD | evidence → |