Call reports 2001
FIRSTBANK - ST. JOHNS — 2001
What FIRSTBANK - ST. JOHNS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 25,049,000 | 30,681,000 | 32,303,000 | 35,335,000 |
| Total loans | 20,883,000 | 25,424,000 | 28,348,000 | 31,223,000 |
| Allowance for loan losses | 225,000 | 282,000 | 332,000 | 469,000 |
| Securities available for sale | 1,510,000 | 1,522,000 | 2,038,000 | 2,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,450,000 | 26,179,000 | 26,542,000 | 29,723,000 |
| Interest-bearing deposits | 19,285,000 | 24,153,000 | 24,276,000 | 28,758,000 |
| Noninterest-bearing deposits | 1,165,000 | 2,026,000 | 2,266,000 | 965,000 |
| Equity capital | 3,705,000 | 3,654,000 | 3,686,000 | 3,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 454,000 | 974,000 | 1,573,000 | 2,204,000 |
| Interest expense | 271,000 | 558,000 | 854,000 | 1,085,000 |
| Net interest income | 183,000 | 416,000 | 719,000 | 1,119,000 |
| Noninterest income | 15,000 | 31,000 | 65,000 | 118,000 |
| Noninterest expense | 278,000 | 545,000 | 796,000 | 1,074,000 |
| Provision for loan losses | 58,000 | 116,000 | 166,000 | 302,000 |
| Pretax income | -122,000 | -198,000 | -162,000 | -123,000 |
| Income tax | -41,000 | -67,000 | -54,000 | -39,000 |
| Net income | -81,000 | -131,000 | -108,000 | -84,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,692,000 | 3,642,000 | 3,665,000 | 3,687,000 |
| Total capital | 3,917,000 | 3,924,000 | 3,993,000 | 4,032,000 |
| Risk-weighted assets | 19,370,000 | 23,427,000 | 26,248,000 | 27,441,000 |