Call reports 2008
FARMERS STATE BANK OF NORTHERN MISSOURI — 2008
What FARMERS STATE BANK OF NORTHERN MISSOURI reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 |
|---|---|
| Total assets | 98,837,000 |
| Total loans | 73,417,000 |
| Allowance for loan losses | 1,204,000 |
| Securities available for sale | 14,152,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 81,682,000 |
| Interest-bearing deposits | 73,532,000 |
| Noninterest-bearing deposits | 8,150,000 |
| Equity capital | 8,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 |
|---|---|
| Interest income | 1,566,000 |
| Interest expense | 787,000 |
| Net interest income | 779,000 |
| Noninterest income | 324,000 |
| Noninterest expense | 786,000 |
| Provision for loan losses | 14,000 |
| Pretax income | 303,000 |
| Income tax | 99,000 |
| Net income | 204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 |
|---|---|
| Tier 1 capital | 6,721,000 |
| Total capital | 7,639,000 |
| Risk-weighted assets | 73,166,000 |