Call reports 2004

FARMERS STATE BANK OF NORTHERN MISSOURI — 2004

Name: FARMERS STATE BANK OF NORTHERN MISSOURI — FFIEC call report 2004
Creator: FARMERS STATE BANK OF NORTHERN MISSOURI

What FARMERS STATE BANK OF NORTHERN MISSOURI reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e7263554-86a4-4e72-bb03-638962a3ff6a/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	76,419,000	80,180,000	78,967,000	81,592,000
Total loans	50,707,000	54,694,000	54,507,000	55,950,000
Allowance for loan losses	460,000	479,000	453,000	422,000
Securities available for sale	18,179,000	17,179,000	16,726,000	18,198,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	68,334,000	63,618,000	64,384,000	72,555,000
Interest-bearing deposits	62,870,000	58,746,000	58,692,000	65,638,000
Noninterest-bearing deposits	5,464,000	4,872,000	5,692,000	6,917,000
Equity capital	6,749,000	6,739,000	6,990,000	7,157,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	943,000	1,968,000	3,025,000	4,118,000
Interest expense	387,000	748,000	1,124,000	1,522,000
Net interest income	556,000	1,220,000	1,901,000	2,596,000
Noninterest income	109,000	225,000	346,000	463,000
Noninterest expense	505,000	996,000	1,499,000	1,959,000
Provision for loan losses	34,000	59,000	91,000	121,000
Pretax income	122,000	386,000	653,000	975,000
Income tax	33,000	159,000	257,000	375,000
Net income	89,000	227,000	396,000	600,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	4,868,000	4,989,000	5,141,000	5,328,000
Total capital	5,328,000	5,468,000	5,594,000	5,750,000
Risk-weighted assets	51,631,000	54,648,000	53,243,000	54,072,000