Call reports 2003

FARMERS STATE BANK OF NORTHERN MISSOURI — 2003

Name: FARMERS STATE BANK OF NORTHERN MISSOURI — FFIEC call report 2003
Creator: FARMERS STATE BANK OF NORTHERN MISSOURI

What FARMERS STATE BANK OF NORTHERN MISSOURI reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e7263554-86a4-4e72-bb03-638962a3ff6a/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	71,184,000	70,528,000	71,182,000	73,101,000
Total loans	36,257,000	39,325,000	42,797,000	46,902,000
Allowance for loan losses	247,000	257,000	278,000	430,000
Securities available for sale	20,339,000	21,661,000	21,100,000	19,082,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	61,706,000	60,720,000	61,738,000	63,443,000
Interest-bearing deposits	56,535,000	56,522,000	56,390,000	57,732,000
Noninterest-bearing deposits	5,171,000	4,198,000	5,348,000	5,711,000
Equity capital	6,014,000	6,630,000	6,568,000	6,643,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	800,000	1,704,000	2,604,000	3,575,000
Interest expense	446,000	904,000	1,320,000	1,727,000
Net interest income	354,000	800,000	1,284,000	1,848,000
Noninterest income	51,000	175,000	284,000	393,000
Noninterest expense	441,000	926,000	1,420,000	1,884,000
Provision for loan losses	15,000	38,000	63,000	240,000
Pretax income	-51,000	11,000	85,000	176,000
Income tax	-36,000	-30,000	5,000	-33,000
Net income	-15,000	41,000	80,000	209,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	4,105,000	4,650,000	4,678,000	4,796,000
Total capital	4,352,000	4,907,000	4,956,000	5,226,000
Risk-weighted assets	43,118,000	45,290,000	47,684,000	49,708,000