Call reports 2001
FARMERS STATE BANK OF NORTHERN MISSOURI — 2001
What FARMERS STATE BANK OF NORTHERN MISSOURI reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 41,233,000 | 40,202,000 | 41,252,000 | 41,144,000 |
| Total loans | 24,523,000 | 27,985,000 | 28,938,000 | 29,105,000 |
| Allowance for loan losses | 251,000 | 247,000 | 234,000 | 225,000 |
| Securities available for sale | 5,890,000 | 6,131,000 | 6,027,000 | 5,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,570,000 | 31,908,000 | 32,142,000 | 32,487,000 |
| Interest-bearing deposits | 30,234,000 | 28,086,000 | 28,257,000 | 27,439,000 |
| Noninterest-bearing deposits | 4,336,000 | 3,822,000 | 3,885,000 | 5,048,000 |
| Equity capital | 4,819,000 | 4,845,000 | 4,947,000 | 4,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 732,000 | 1,447,000 | 2,186,000 | 2,908,000 |
| Interest expense | 393,000 | 759,000 | 1,113,000 | 1,428,000 |
| Net interest income | 339,000 | 688,000 | 1,073,000 | 1,480,000 |
| Noninterest income | 58,000 | 127,000 | 201,000 | 259,000 |
| Noninterest expense | 308,000 | 625,000 | 985,000 | 1,419,000 |
| Provision for loan losses | 0 | 0 | 0 | 18,000 |
| Pretax income | 89,000 | 190,000 | 289,000 | 302,000 |
| Income tax | 29,000 | 73,000 | 98,000 | 115,000 |
| Net income | 60,000 | 117,000 | 191,000 | 187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,792,000 | 2,866,000 | 2,957,000 | 2,761,000 |
| Total capital | 3,043,000 | 3,113,000 | 3,191,000 | 2,986,000 |
| Risk-weighted assets | 27,180,000 | 29,392,000 | 30,439,000 | 30,218,000 |