Call reports 2016
STATE BANK OF NEW PRAGUE — 2016
What STATE BANK OF NEW PRAGUE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 111,495,000 | 116,818,000 | 111,715,000 | 112,412,000 |
| Total loans | 38,978,000 | 38,853,000 | 41,954,000 | 41,342,000 |
| Allowance for loan losses | 775,000 | 775,000 | 774,000 | 773,000 |
| Securities available for sale | 59,776,000 | 59,028,000 | 58,160,000 | 54,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,232,000 | 99,070,000 | 94,251,000 | 96,479,000 |
| Interest-bearing deposits | 73,908,000 | 79,653,000 | 72,456,000 | 76,330,000 |
| Noninterest-bearing deposits | 20,324,000 | 19,417,000 | 21,795,000 | 20,149,000 |
| Equity capital | 15,887,000 | 16,308,000 | 15,959,000 | 14,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,006,000 | 1,967,000 | 2,961,000 | 4,000,000 |
| Interest expense | 40,000 | 81,000 | 120,000 | 159,000 |
| Net interest income | 966,000 | 1,886,000 | 2,841,000 | 3,841,000 |
| Noninterest income | 230,000 | 514,000 | 796,000 | 1,009,000 |
| Noninterest expense | 704,000 | 1,399,000 | 2,107,000 | 2,871,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 498,000 | 1,020,000 | 1,554,000 | 2,012,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 498,000 | 1,018,000 | 1,552,000 | 2,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,103,000 | 13,162,000 | 13,225,000 | 13,216,000 |
| Total capital | 13,844,000 | 13,899,000 | 13,998,000 | 13,963,000 |
| Risk-weighted assets | 59,255,000 | 58,908,000 | 62,321,000 | 59,719,000 |