Call reports 2015
STATE BANK OF NEW PRAGUE — 2015
What STATE BANK OF NEW PRAGUE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 112,969,000 | 110,744,000 | 108,689,000 | 113,908,000 |
| Total loans | 41,250,000 | 39,425,000 | 38,928,000 | 38,382,000 |
| Allowance for loan losses | 749,000 | 775,000 | 775,000 | 766,000 |
| Securities available for sale | 57,841,000 | 58,095,000 | 58,010,000 | 58,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,125,000 | 93,875,000 | 91,603,000 | 97,004,000 |
| Interest-bearing deposits | 76,053,000 | 76,345,000 | 72,254,000 | 75,738,000 |
| Noninterest-bearing deposits | 19,072,000 | 17,530,000 | 19,349,000 | 21,266,000 |
| Equity capital | 16,456,000 | 15,542,000 | 15,672,000 | 15,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,002,000 | 1,984,000 | 2,955,000 | 3,917,000 |
| Interest expense | 46,000 | 90,000 | 133,000 | 174,000 |
| Net interest income | 956,000 | 1,894,000 | 2,822,000 | 3,743,000 |
| Noninterest income | 225,000 | 457,000 | 673,000 | 866,000 |
| Noninterest expense | 681,000 | 1,383,000 | 2,109,000 | 2,859,000 |
| Provision for loan losses | 25,000 | 51,000 | 51,000 | 51,000 |
| Pretax income | 560,000 | 1,040,000 | 1,460,000 | 1,835,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 558,000 | 1,038,000 | 1,458,000 | 1,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,296,000 | 13,191,000 | 13,063,000 | 13,084,000 |
| Total capital | 14,045,000 | 13,933,000 | 13,800,000 | 13,821,000 |
| Risk-weighted assets | 60,699,000 | 59,362,000 | 58,949,000 | 58,926,000 |