Call reports 2014
STATE BANK OF NEW PRAGUE — 2014
What STATE BANK OF NEW PRAGUE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 111,085,000 | 114,409,000 | 112,019,000 | 112,590,000 |
| Total loans | 42,802,000 | 42,455,000 | 41,381,000 | 41,031,000 |
| Allowance for loan losses | 1,181,000 | 626,000 | 671,000 | 724,000 |
| Securities available for sale | 56,397,000 | 56,871,000 | 57,255,000 | 54,738,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,659,000 | 95,771,000 | 93,562,000 | 94,504,000 |
| Interest-bearing deposits | 76,209,000 | 79,323,000 | 75,315,000 | 76,735,000 |
| Noninterest-bearing deposits | 17,450,000 | 16,448,000 | 18,247,000 | 17,769,000 |
| Equity capital | 16,129,000 | 17,338,000 | 16,995,000 | 16,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,165,000 | 2,204,000 | 3,268,000 | 4,278,000 |
| Interest expense | 64,000 | 126,000 | 185,000 | 240,000 |
| Net interest income | 1,101,000 | 2,078,000 | 3,083,000 | 4,038,000 |
| Noninterest income | 183,000 | 421,000 | 708,000 | 913,000 |
| Noninterest expense | 771,000 | 1,500,000 | 2,230,000 | 2,998,000 |
| Provision for loan losses | 0 | 15,000 | 60,000 | 105,000 |
| Pretax income | 514,000 | 954,000 | 1,472,000 | 1,859,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 514,000 | 952,000 | 1,470,000 | 1,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,255,000 | 14,158,000 | 14,000,000 | 13,713,000 |
| Total capital | 14,076,000 | 14,784,000 | 14,671,000 | 14,437,000 |
| Risk-weighted assets | 65,351,000 | 65,398,000 | 63,791,000 | 62,633,000 |