Call reports 2013
STATE BANK OF NEW PRAGUE — 2013
What STATE BANK OF NEW PRAGUE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 110,208,000 | 114,051,000 | 112,679,000 | 111,206,000 |
| Total loans | 43,105,000 | 43,401,000 | 44,665,000 | 43,322,000 |
| Allowance for loan losses | 1,085,000 | 1,042,000 | 1,058,000 | 1,060,000 |
| Securities available for sale | 56,713,000 | 53,997,000 | 56,163,000 | 56,384,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,674,000 | 96,333,000 | 94,900,000 | 93,968,000 |
| Interest-bearing deposits | 75,200,000 | 80,985,000 | 77,268,000 | 77,643,000 |
| Noninterest-bearing deposits | 15,474,000 | 15,348,000 | 17,632,000 | 16,325,000 |
| Equity capital | 18,044,000 | 16,469,000 | 16,392,000 | 15,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,112,000 | 2,201,000 | 3,306,000 | 4,372,000 |
| Interest expense | 84,000 | 164,000 | 241,000 | 311,000 |
| Net interest income | 1,028,000 | 2,037,000 | 3,065,000 | 4,061,000 |
| Noninterest income | 282,000 | 530,000 | 773,000 | 925,000 |
| Noninterest expense | 769,000 | 1,520,000 | 2,285,000 | 3,090,000 |
| Provision for loan losses | 33,000 | 50,000 | 66,000 | 66,000 |
| Pretax income | 575,000 | 1,073,000 | 1,563,000 | 1,907,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 573,000 | 1,071,000 | 1,561,000 | 1,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,536,000 | 13,269,000 | 13,307,000 | 13,204,000 |
| Total capital | 14,385,000 | 14,097,000 | 14,147,000 | 14,021,000 |
| Risk-weighted assets | 67,718,000 | 65,999,000 | 66,945,000 | 65,116,000 |