Call reports 2012
STATE BANK OF NEW PRAGUE — 2012
What STATE BANK OF NEW PRAGUE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 122,571,000 | 122,832,000 | 117,661,000 | 114,586,000 |
| Total loans | 44,893,000 | 44,586,000 | 42,411,000 | 42,634,000 |
| Allowance for loan losses | 1,519,000 | 1,521,000 | 1,299,000 | 1,201,000 |
| Securities available for sale | 64,685,000 | 63,211,000 | 62,635,000 | 61,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,963,000 | 100,912,000 | 96,966,000 | 94,813,000 |
| Interest-bearing deposits | 78,640,000 | 81,991,000 | 77,549,000 | 77,500,000 |
| Noninterest-bearing deposits | 19,323,000 | 18,921,000 | 19,417,000 | 17,313,000 |
| Equity capital | 18,314,000 | 18,641,000 | 19,290,000 | 18,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,290,000 | 2,526,000 | 3,739,000 | 4,852,000 |
| Interest expense | 186,000 | 340,000 | 456,000 | 551,000 |
| Net interest income | 1,104,000 | 2,186,000 | 3,283,000 | 4,301,000 |
| Noninterest income | 207,000 | 477,000 | 809,000 | 1,141,000 |
| Noninterest expense | 785,000 | 1,590,000 | 2,366,000 | 3,067,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 115,000 |
| Pretax income | 511,000 | 1,058,000 | 1,742,000 | 2,291,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 509,000 | 1,056,000 | 1,740,000 | 2,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,196,000 | 14,053,000 | 14,232,000 | 13,693,000 |
| Total capital | 15,124,000 | 14,968,000 | 15,102,000 | 14,552,000 |
| Risk-weighted assets | 73,659,000 | 72,628,000 | 70,456,000 | 68,380,000 |