Call reports 2011
STATE BANK OF NEW PRAGUE — 2011
What STATE BANK OF NEW PRAGUE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 118,784,000 | 123,845,000 | 122,871,000 | 123,817,000 |
| Total loans | 50,646,000 | 50,631,000 | 48,575,000 | 46,596,000 |
| Allowance for loan losses | 1,550,000 | 1,529,000 | 1,541,000 | 1,567,000 |
| Securities available for sale | 55,836,000 | 58,403,000 | 62,544,000 | 61,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,334,000 | 98,668,000 | 96,492,000 | 97,530,000 |
| Interest-bearing deposits | 77,025,000 | 80,109,000 | 76,833,000 | 79,147,000 |
| Noninterest-bearing deposits | 17,309,000 | 18,559,000 | 19,659,000 | 18,383,000 |
| Equity capital | 15,791,000 | 16,918,000 | 18,100,000 | 17,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,380,000 | 2,750,000 | 4,131,000 | 5,450,000 |
| Interest expense | 256,000 | 506,000 | 739,000 | 957,000 |
| Net interest income | 1,124,000 | 2,244,000 | 3,392,000 | 4,493,000 |
| Noninterest income | 216,000 | 462,000 | 752,000 | 985,000 |
| Noninterest expense | 868,000 | 1,721,000 | 2,506,000 | 3,429,000 |
| Provision for loan losses | 80,000 | 160,000 | 280,000 | 280,000 |
| Pretax income | 399,000 | 826,000 | 1,357,000 | 1,726,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 397,000 | 824,000 | 1,355,000 | 1,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,783,000 | 13,918,000 | 14,145,000 | 14,116,000 |
| Total capital | 14,745,000 | 14,877,000 | 15,104,000 | 15,053,000 |
| Risk-weighted assets | 76,221,000 | 76,166,000 | 76,175,000 | 74,297,000 |