Call reports 2010
STATE BANK OF NEW PRAGUE — 2010
What STATE BANK OF NEW PRAGUE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 126,754,000 | 125,210,000 | 121,626,000 | 120,961,000 |
| Total loans | 61,545,000 | 60,596,000 | 57,261,000 | 53,870,000 |
| Allowance for loan losses | 1,435,000 | 1,499,000 | 1,682,000 | 1,503,000 |
| Securities available for sale | 47,700,000 | 45,743,000 | 45,793,000 | 50,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,739,000 | 100,238,000 | 97,052,000 | 97,424,000 |
| Interest-bearing deposits | 86,724,000 | 87,287,000 | 82,601,000 | 83,274,000 |
| Noninterest-bearing deposits | 13,015,000 | 12,951,000 | 14,451,000 | 14,150,000 |
| Equity capital | 14,304,000 | 14,798,000 | 16,326,000 | 15,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,568,000 | 3,068,000 | 4,496,000 | 5,888,000 |
| Interest expense | 346,000 | 701,000 | 1,033,000 | 1,322,000 |
| Net interest income | 1,222,000 | 2,367,000 | 3,463,000 | 4,566,000 |
| Noninterest income | 13,000 | 130,000 | 448,000 | 747,000 |
| Noninterest expense | 829,000 | 1,707,000 | 2,581,000 | 3,477,000 |
| Provision for loan losses | 520,000 | 790,000 | 1,030,000 | 1,220,000 |
| Pretax income | 244,000 | 401,000 | 869,000 | 1,282,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 242,000 | 399,000 | 867,000 | 1,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,718,000 | 12,876,000 | 13,343,000 | 13,559,000 |
| Total capital | 13,792,000 | 13,916,000 | 14,348,000 | 14,539,000 |
| Risk-weighted assets | 85,547,000 | 82,748,000 | 79,733,000 | 77,912,000 |