Call reports 2009
STATE BANK OF NEW PRAGUE — 2009
What STATE BANK OF NEW PRAGUE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 134,177,000 | 129,268,000 | 130,992,000 | 128,290,000 |
| Total loans | 75,298,000 | 69,691,000 | 66,081,000 | 62,991,000 |
| Allowance for loan losses | 1,258,000 | 1,251,000 | 1,257,000 | 1,216,000 |
| Securities available for sale | 45,989,000 | 43,938,000 | 49,777,000 | 50,732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,243,000 | 94,432,000 | 89,008,000 | 97,603,000 |
| Interest-bearing deposits | 76,503,000 | 82,233,000 | 77,182,000 | 85,991,000 |
| Noninterest-bearing deposits | 11,740,000 | 12,199,000 | 11,826,000 | 11,612,000 |
| Equity capital | 10,922,000 | 12,126,000 | 14,030,000 | 14,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,705,000 | 3,383,000 | 5,120,000 | 6,751,000 |
| Interest expense | 600,000 | 1,083,000 | 1,532,000 | 1,927,000 |
| Net interest income | 1,105,000 | 2,300,000 | 3,588,000 | 4,824,000 |
| Noninterest income | 274,000 | 605,000 | 568,000 | 699,000 |
| Noninterest expense | 757,000 | 1,696,000 | 2,538,000 | 3,475,000 |
| Provision for loan losses | 180,000 | 375,000 | 675,000 | 1,075,000 |
| Pretax income | 443,000 | 938,000 | 1,281,000 | 1,637,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 441,000 | 936,000 | 1,279,000 | 1,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,495,000 | 11,405,000 | 12,340,000 | 12,626,000 |
| Total capital | 11,662,000 | 12,542,000 | 13,491,000 | 13,717,000 |
| Risk-weighted assets | 93,259,000 | 90,807,000 | 91,962,000 | 87,174,000 |