Call reports 2008
STATE BANK OF NEW PRAGUE — 2008
What STATE BANK OF NEW PRAGUE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 128,176,000 | 131,781,000 | 135,417,000 | 132,114,000 |
| Total loans | 77,576,000 | 77,433,000 | 79,176,000 | 77,775,000 |
| Allowance for loan losses | 1,042,000 | 1,136,000 | 1,263,000 | 1,326,000 |
| Securities available for sale | 39,139,000 | 41,985,000 | 43,718,000 | 43,039,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,345,000 | 94,955,000 | 98,527,000 | 94,194,000 |
| Interest-bearing deposits | 81,120,000 | 83,647,000 | 83,819,000 | 82,492,000 |
| Noninterest-bearing deposits | 10,225,000 | 11,308,000 | 14,708,000 | 11,702,000 |
| Equity capital | 10,480,000 | 9,396,000 | 10,065,000 | 10,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,031,000 | 3,816,000 | 5,670,000 | 7,488,000 |
| Interest expense | 1,027,000 | 1,930,000 | 2,763,000 | 3,506,000 |
| Net interest income | 1,004,000 | 1,886,000 | 2,907,000 | 3,982,000 |
| Noninterest income | 179,000 | 427,000 | 651,000 | 876,000 |
| Noninterest expense | 610,000 | 1,229,000 | 1,908,000 | 2,699,000 |
| Provision for loan losses | 66,000 | 156,000 | 306,000 | 456,000 |
| Pretax income | 507,000 | 928,000 | 1,345,000 | 1,685,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 505,000 | 926,000 | 1,343,000 | 1,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,183,000 | 9,893,000 | 10,132,000 | 10,297,000 |
| Total capital | 11,217,000 | 10,960,000 | 11,250,000 | 11,451,000 |
| Risk-weighted assets | 83,817,000 | 85,321,000 | 89,286,000 | 92,150,000 |