Call reports 2007
STATE BANK OF NEW PRAGUE — 2007
What STATE BANK OF NEW PRAGUE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 115,619,000 | 119,384,000 | 118,482,000 | 127,431,000 |
| Total loans | 76,511,000 | 78,679,000 | 80,239,000 | 80,026,000 |
| Allowance for loan losses | 946,000 | 979,000 | 1,023,000 | 1,055,000 |
| Securities available for sale | 28,437,000 | 30,894,000 | 30,786,000 | 38,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,686,000 | 97,479,000 | 86,087,000 | 93,704,000 |
| Interest-bearing deposits | 79,784,000 | 83,415,000 | 72,116,000 | 83,384,000 |
| Noninterest-bearing deposits | 13,902,000 | 14,064,000 | 13,971,000 | 10,320,000 |
| Equity capital | 8,857,000 | 8,718,000 | 9,287,000 | 9,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,816,000 | 3,668,000 | 5,593,000 | 7,518,000 |
| Interest expense | 911,000 | 1,853,000 | 2,835,000 | 3,846,000 |
| Net interest income | 905,000 | 1,815,000 | 2,758,000 | 3,672,000 |
| Noninterest income | 186,000 | 367,000 | 566,000 | 763,000 |
| Noninterest expense | 561,000 | 1,107,000 | 1,710,000 | 2,381,000 |
| Provision for loan losses | 33,000 | 66,000 | 111,000 | 156,000 |
| Pretax income | 497,000 | 1,009,000 | 1,503,000 | 1,898,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 3,000 |
| Net income | 494,000 | 1,006,000 | 1,500,000 | 1,895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,240,000 | 9,545,000 | 9,824,000 | 10,012,000 |
| Total capital | 10,186,000 | 10,524,000 | 10,847,000 | 11,064,000 |
| Risk-weighted assets | 83,277,000 | 82,795,000 | 82,223,000 | 84,169,000 |