Call reports 2006
STATE BANK OF NEW PRAGUE — 2006
What STATE BANK OF NEW PRAGUE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 107,440,000 | 110,875,000 | 110,327,000 | 113,946,000 |
| Total loans | 69,699,000 | 72,280,000 | 72,851,000 | 76,478,000 |
| Allowance for loan losses | 860,000 | 865,000 | 889,000 | 913,000 |
| Securities available for sale | 31,360,000 | 30,232,000 | 29,904,000 | 29,151,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,543,000 | 94,943,000 | 92,512,000 | 92,697,000 |
| Interest-bearing deposits | 78,298,000 | 81,456,000 | 78,168,000 | 77,186,000 |
| Noninterest-bearing deposits | 14,245,000 | 13,487,000 | 14,344,000 | 15,511,000 |
| Equity capital | 8,081,000 | 7,934,000 | 8,637,000 | 8,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,572,000 | 3,239,000 | 4,985,000 | 6,778,000 |
| Interest expense | 645,000 | 1,420,000 | 2,261,000 | 3,147,000 |
| Net interest income | 927,000 | 1,819,000 | 2,724,000 | 3,631,000 |
| Noninterest income | 221,000 | 409,000 | 660,000 | 838,000 |
| Noninterest expense | 558,000 | 1,096,000 | 1,731,000 | 2,405,000 |
| Provision for loan losses | 24,000 | 60,000 | 84,000 | 108,000 |
| Pretax income | 566,000 | 1,072,000 | 1,569,000 | 1,956,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 565,000 | 1,071,000 | 1,568,000 | 1,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,677,000 | 8,947,000 | 9,230,000 | 9,409,000 |
| Total capital | 9,537,000 | 9,812,000 | 10,119,000 | 10,322,000 |
| Risk-weighted assets | 75,464,000 | 76,944,000 | 78,019,000 | 80,367,000 |